Making Your Future a Success

Elite Funding Options provides asset-based hard money lending to investors looking for funding on non-owner occupied residential and commercial investment deals. All Elite Funding Options loans are evaluated with asset-based standards, as opposed to the conventional standards utilized by banks and other institutions. That means that even if you don’t meet the stringent requirements and guidelines of banks and more traditional lenders, you can still quickly and confidently make offers on real estate deals.  Elite Funding Options has a considerable track record in private hard money lending and works primarily with individuals who put a premium on trust. Elite Funding Options invites you to visit/call your local office to discuss your objectives and the opportunities offered via private hard money lending.  Elite Funding Options mission is to provide capital to real estate investors, allowing them to gain financial freedom through profitable real estate transactions.  

While traditional loans depend on the borrower’s credit score, employment status, debt to income ratio and etc., private money offers other creative ways of qualification. Majority of the time, private money loans are secured by the property that is being acquired or by another asset.  Although private money lenders work by connecting a private investor with a borrower, these loans are still required to follow banking laws. These kinds of loans are great for business capital and are not recommended for private consumer debt purposes.

It goes by a lot of different terms. You’ve probably heard it referred to as, “Private Money,” “Equity-Based Financing,” “Bridge Financing,” or “Creative Financing,” and for the most part, they all mean the same thing. It’s non-traditional financing that relies on the property’s merits, rather than your personal qualifications.

 These types of loans are often secured by a note and deed of trust in first lien position on the property.     This means, if you have a great deal, you can find the money to do the deal and we want to be your funding source!